OY! is a FREE Indonesian-based CHAT APP to CONNECT with your friends, family, colleague, businesses, services, organization, and many more. OY! lets you connect to your bank account and do transaction FOR FREE to your OY! Friends! OY! Is the only app that give you the best experience of chatting & transaction all in one app.

IN OY! YOU CAN:

✪ One-on-one chat with your contacts.

✪ Connect your bank account & debit card

✪ Receive & Pay directly to & from your bank account via Chat!

✪ Chat with your groups of friends, co-workers, or family.

✪ Share location and contacts to fellow OY! users.

✪ Earn Point and redeem it with rewards such as shopping vouchers, cool gadgets, etc.

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If you have any feedback, questions, or concerns, please chat with OY! Mimin (our customer service inside the app) or email us at [email protected] or reach us on Facebook, Twitter, and Instagram @oyindonesia. We're happy to hear (and help)!

Fun fact: OY! is an informal form of "hello", "halo", or "hi" in Indonesia